Home buying is a bitch.
Without ever having experienced the complicated process of buying a home before, I don’t have much first-hand experience to base my judgments off of. I acknowledge that fact. And I knew going in this wouldn’t be a walk in the park. I anticipated ups and downs and frustrations and stress. But I never expected buying our first home would be this much of a giant pain in the ass. Like, I just want to give up and never buy a home at this point.
Although Kevin and I have technically been on the hunt for over a year, last year when we put an offer in on a house we really loved (and it got accepted immediately, mind you), the timing just wasn’t right financially. So, while I’m grateful we were able to back out without consequence, it only adds to my frustration that we haven’t been able to finalize a sale on anything now that we’re truly ready.
I realize our two biggest hurdles are location and price; we do have a budget, since we are doing this 100% on our own with no help from family or friends (and I’d like to refrain from ending up house poor). We have a certain lifestyle we’re accustomed to and I’d like to maintain it, so it’s important we stay within a specific price range. Our location preference is also incredibly small; we have specific wants when it comes to where the house is, and it’s a desirable part of Tarpon near downtown that we want to stay in, so naturally it will be competitive. I get that both of these factors make our window of options much smaller, and increase the competition. But c’mon, it shouldn’t be this difficult.
Here’s a horrible math word problem to sum up our house-buying experience thus far:
Over the last three to four months, realtor Gail has emailed Kevin and Julia information on roughly a dozen houses for sale that meet their unique criteria. In the span of two months, realtor Gail has shown Kevin and Julia roughly half a dozen houses that they were interested in buying. Within the last month, Kevin and Julia have made reasonable offers at, or close to, asking price on three of those six houses. Of those three offers, two of the three sellers accepted higher and/or cash offers from other buyers. The third seller decided to pull her house off the market entirely. If Kevin and Julia continue their rate of house-hunting and offer-making, how many months will it take before they just give up and buy a condo instead?
The only thing I can keep thinking and wondering to myself while I try not to lose my mind is: why does it seem like no one else in the history of home buying has ever had this many obstacles, or hit this many brick walls, especially in such a short period of time? I’m truly confused why Kevin and I, two level-headed and financially qualified adults, cannot buy a house to save our lives. It’s mind-blowing to me. I blame HGTV and their house-hunting shows for making it look so easy peasy. They all suck and I hate everything.
And I might add that, if my credit score takes one more hit because we need yet another credit pull to prove we can (still) pay for a house, I’m going to burn down the next house we don’t get to buy. That’ll show ’em. Whoever “they” are.